If you have more than one bank account, what can you typically do without extra costs?

Transferring funds between accounts is typically associated with no extra costs because most banks allow you to move money between your own accounts as a standard feature of their services. This functionality often includes both online and mobile banking options, which make it convenient to manage different accounts without incurring fees.

While closing accounts and opening new accounts might also be possible without significant charges, they may involve specific terms or conditions based on the bank's policies or account agreements. Similarly, withdrawing cash from any branch can sometimes lead to charges if done at an ATM that is not part of the bank’s network or if you exceed a limit on free transactions each month. Therefore, accessing your own funds through transfers tends to be the most straightforward and cost-free option with multiple accounts.